Compliance
Responsible Lending
Principles any BNPL platform launched on the BNPL.BD brand will follow.
Any consumer financing service launched on the BNPL.BD brand must follow responsible lending principles.
Affordability first
Approve only what consumers can repay; start with small limits and grow on behavior.
Transparent fees
No hidden charges, clearly stated late fees, and a simple repayment schedule.
Respectful collections
Friendly reminders, fair grace periods, and human-centered communication.
Regulatory alignment
Operate in line with Bangladesh Bank guidance and applicable consumer protection laws.