Resources
BNPL Glossary
Plain-English definitions for the most common Buy Now, Pay Later terms used in this site.
BNPL
Buy Now, Pay Later — short-term installment financing offered at checkout.
Pay-in-3
A BNPL plan structured as three equal installments.
MFS
Mobile Financial Service — e.g. bKash, Nagad in Bangladesh.
Thin file
A consumer with little or no formal credit history.
AOV
Average Order Value — a key e-commerce metric BNPL typically lifts.